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It all started with a wish to help

XTransfer was established to address the challenges faced by SMEs in accessing cross-border payment solutions. Due to the compliance concerns and system constraints of traditional bank, SMEs faced significant hurdles in accessing international financial services, struggling with hefty fees for international money transfers and currency exchanges, often coupled with poor service.

Our founder was frustrated by the fact that SMEs, a crucial part of global economy, had limited access to tailored financial services from traditional institutions.

Motivated by a strong desire to help these businesses, he decided to leave his previous role and venture into uncharted territory. After countless hours of brainstorming and passionate discussions, he assembled a dream team of industry veterans. This marked the start of XTransfer's story, which has since grown to become a unicorn with over 3,000 staff members.

It all started with a wish to help

Our mission

Making SME financial services simple and accessible
XTransfer today

XTransfer today

XTransfer has developed a comprehensive global payment platform, underpinned by data-driven, automated, and intelligent risk management and anti-money laundering infrastructure.

Our extensive network of local teams now serve over 800,000+ cross-border traders around the world.

As world's No.1 B2B cross-border trade payment platform, we have earned the trust and support of visionary investors and world-renowned partners.

800K+

Business Customers

200+

Markets Covered

~60

Countries & Regions
with Local Accounts

No.1

World's No.1 B2B Cross-Border Trade Payment Platform*

Our investors

investor 1
investor 2
investor 3
investor 4
investor 5
investor 6
investor 7
investor 8

Our licenses

HK license

HK

Singapore license

Singapore

UK license

UK

Netherlands license

The Netherlands

USA license

USA

Canada license

Canada

Australia license

Australia

Our milestones

Our milestones

2025
JUN: Obtained Payment Business Permit (License) in China
MAY: Obtained EMI License in Netherlands
JAN: Obtained MPI License in Singapore
2024
JUL: Received in-principle approval (IPA) from the Monetary Authority of Singapore (MAS) for a Major Payment Institution License (MPI)
JUN: XTransfer's Global Tour reached Vietnam, UAE, Thailland and Mexico
MAY: Signed an agreement with the Canton Fair as a "Trade Bridge" partner
JAN: Made our debut at the World Economic Forum Annual Meeting in Davos
2023
OCT: Expanded our international business to Southeast Asia, Africa, the Middle East and Latin America
MAY: Officially launched our global business in Hong Kong (China)
2022
DEC: Obtained National Accreditation of High and New Technology Enterprise (HNTE)
NOV: Launched Corporate Wealth Management (available for Hong Kong companies)
2021
SEP: Completed Series D financing
MAY: Became a member of the Payment & Clearing Association of China
JAN: Complete Series C2 financing
2020
OCT: Completed Series C1 financing
FEB: Published the first XTransfer Export Leading Indicator Report
2019
OCT: Completed Series B financing
JUL: Registered as an Independent Remittance Dealer in Australia
2018
OCT: Completed Series A financing & Obtained API License in the UK
AUG: Registered as an MSB in the USA and Canada
FEB: Launched global receiving account
2017
OCT: Obtained MSO License in Hong Kong
JUL: Set up and received angel round financing

Interested in making a difference with us?

Join our vibrant team of professionals across the globe or become our partner in your local market.

Where to find us

Chinese Mainland
Chinese Mainland
Hong Kong SAR
Hong Kong SAR
U.S.
U.S.
U.K.
U.K.
Singapore
Singapore
Indonesia
Indonesia
Brazil
Brazil
Netherlands
Netherlands
Mexico
Mexico
Vietnam
Vietnam
South Africa
South Africa
Malaysia
Malaysia
Shanghai Headquarters: 26th Floor, Wanshuo Building, 198 Jingzhou Road, Yangpu District, Shanghai, China
Hong Kong SAR: 704, Champion Tower, 3 Garden Road, Central, Hong Kong SAR
United States: 20th Floor, 14 Wall Street, New York, NY 10005, United States
United Kingdom: Henry Wood House, 4-5 Langham Place, London W1B 3DE, United Kingdom, CV34 5LB
Singapore: 96 Robinson Road #17-04, SIF Building Singapore 068899
The Netherlands: Tribes Amsterdam South Axis SOM, Claude Debussylaan 7, 1082 MC Amsterdam, The Netherlands
Mexico: Blvd. Miguel de Cervantes Saavedra 169, Granada, Miguel Hidalgo, 11520 Ciudad de México, Mexico
Malaysia: Level 5, Tower 7, Avenue 5, The Horizon, Jalan Kerinchi, Bangsar South, 59200 Kuala Lumpur, Malaysia
Indonesia: Wisma SSK, Jl. Daan Mogot No.11, Jakarta 11710, Indonesia
Brazil: Eureka Coworking, Av. Paulista, 688, Bela Vista, São Paulo - SP, 01310-100, Brazil
Vietnam: Rooms 22-24, 4th Floor, IMC Tower, 62 Tran Quang Khai, Tan Dinh Ward, District 1, Ho Chi Minh City, Vietnam
South Africa: Office 07B1, Sinosteel Plaza, 159 Rivonia Road, Morningside Ext, Sandton, 2146, South Africa
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