It all started with a wish to help
XTransfer was established to address the challenges faced by SMEs in accessing cross-border payment solutions. Due to the compliance concerns and system constraints of traditional bank, SMEs faced significant hurdles in accessing international financial services, struggling with hefty fees for international money transfers and currency exchanges, often coupled with poor service.
Our founder was frustrated by the fact that SMEs, a crucial part of global economy, had limited access to tailored financial services from traditional institutions.
Motivated by a strong desire to help these businesses, he decided to leave his previous role and venture into uncharted territory. After countless hours of brainstorming and passionate discussions, he assembled a dream team of industry veterans. This marked the start of XTransfer's story, which has since grown to become a unicorn with over 3,000 staff members.
Our mission
XTransfer today
XTransfer has developed a comprehensive global payment platform, underpinned by data-driven, automated, and intelligent risk management and anti-money laundering infrastructure.
Our extensive network of local teams now serve over 800,000+ cross-border traders around the world.
As world's No.1 B2B cross-border trade payment platform, we have earned the trust and support of visionary investors and world-renowned partners.
800K+
Business Customers
200+
Markets Covered
~60
Countries & Regions
with Local Accounts
No.1
World's No.1 B2B Cross-Border Trade Payment Platform*
Our investors








Our licenses
HK
Singapore
UK
The Netherlands
USA
Canada
Australia
Our milestones
Interested in making a difference with us?
Join our vibrant team of professionals across the globe or become our partner in your local market.











